Property
The property or project
Type, location, purchase price or current value, and the scope of work if there is any.
- Address or market
- As-is and after-repair value
- Rehab or construction budget
Vantage Funding · Real estate lending
Capital for the next property move.
Fix-and-flip, DSCR rentals, bridge, ground-up construction, land, portfolio, and cash-out financing. Financing shaped around the property plan, with one specialist from intake to close.
Need unsecured business capital instead? Vantage Funding →DSCR check · rental propertyLive
Payment type
PITIA / mo—
DSCR—
Read—
DSCR = monthly rent ÷ PITIA. Lender minimums vary by program. Directional only, not a quote.
Ten investor use cases
Financing shaped around the property plan.
Filter by what you're trying to do with the property. Each loan type is routed to lenders that specialize in it.
What makes an intake useful?
Three things every lender asks.
Bring these to the first call and your specialist can tell you which lane fits before any application goes out.
Borrower
Your operating picture
Experience, liquidity, credit, and the portfolio you already own.
- Deals completed
- Cash and reserves
- Current properties and debt
Plan
Use of funds and exit
What the money does and how the loan gets paid back.
- Purchase, rehab, refinance, or build
- Sale, refinance, or hold
- Timeline to exit
How a deal moves
Start with the property plan.
One specialist reads the deal, matches the lane, and stays on the file through closing.
1
Send the deal
Property, numbers, and exit. A short note is enough to start.
Day 02
Directional read
Which loan type fits, what lenders will look for, and what's missing.
≤ 1 business day3
Route to lenders
The file goes to lenders that specialize in your loan type and market.
After the call4
Terms and close
Compare terms with your specialist, then close with the lender you choose.
CloseDirect line
Send the deal.
A specialist reads the property plan and responds within one business day with a directional read or a follow-up question.
FAQ
Questions investors ask first.
Answered by the specialist who reads your deal.
Does the deal need to be under contract?
No. Send it while you're evaluating. A directional read before you're under contract helps you make an offer you can actually finance.
Can you look at more than one property?
Yes. Multiple properties can be reviewed together, and portfolio loans exist for investors growing several rentals at once.
What should I include in the intake?
The property and location, price or value, any rehab or construction scope, your experience and liquidity, and the exit plan. Missing pieces get filled in on the call.
Is submitting the intake an approval?
No. The intake starts a directional read. Approval and terms come from the lender after underwriting, and are conditional on lender criteria.
What happens after I submit?
A specialist reviews the deal and follows up within one business day with a directional read or the questions a lender will ask first.
The property plan first. The right lender second.
Call or text 407-716-4914, or request a window and we'll call you.